Disclaimer

1. Not Professional Advice

TrimWise is an informational tool designed to help you understand and analyze medical bills. Our service does NOT constitute:

• Legal Advice: We are not lawyers and do not provide legal counsel
• Medical Advice: We do not provide medical diagnoses or treatment recommendations
• Financial Advice: We are not financial advisors and do not provide investment or financial planning advice
• Tax Advice: We do not provide tax preparation or tax planning services

Always consult with licensed professionals (lawyers, doctors, financial advisors) for advice specific to your situation.

2. No Guarantee of Results

While we provide analysis and negotiation guidance based on industry data and successful strategies:

• We do NOT guarantee that you will achieve any specific savings
• We do NOT guarantee that hospitals or providers will accept our recommendations
• Individual results vary based on many factors beyond our control
• Past success stories do not predict future results

Success depends on factors including but not limited to: your specific bill, provider policies, insurance coverage, negotiation skills, and local regulations.

3. Accuracy of Information

We strive to provide accurate information, but:

• Medicare rates and pricing data may change without notice
• OCR technology may not perfectly extract all information from bills
• AI analysis is based on patterns and may not catch all issues
• We are not responsible for errors in third-party data sources

Always verify information independently before taking action.

4. User Responsibility

By using TrimWise, you acknowledge that:

• You are responsible for reviewing and verifying all analysis results
• You make your own decisions about how to proceed with negotiations
• You are responsible for all communications with healthcare providers
• You should consult professionals before making significant financial decisions

5. Limitation of Liability

To the maximum extent permitted by law:

• TrimWise is provided "as is" without warranties of any kind
• We are not liable for any direct, indirect, or consequential damages
• We are not responsible for outcomes of negotiations or disputes
• Our total liability is limited to the amount you paid for the service

6. Third-Party Services

TrimWise may integrate with or reference third-party services (payment processors, data providers, etc.). We are not responsible for the accuracy, reliability, or availability of third-party services.

7. Healthcare Provider Relationships

TrimWise is an independent service and:

• We have no affiliation with any healthcare providers or hospitals
• We do not negotiate on your behalf
• We do not have access to provider billing systems
• Providers are not obligated to accept our recommendations

8. Insurance Coverage

Our insurance analysis is based on general policy information and publicly available data. We cannot guarantee accuracy of insurance coverage determinations. Always verify coverage directly with your insurance provider.

9. Regulatory Compliance

Healthcare billing is subject to federal and state regulations:

• Regulations vary by state and may change
• We provide general guidance, not state-specific legal advice
• You are responsible for complying with applicable laws
• Consult local legal experts for jurisdiction-specific questions

10. Data Security

While we implement security measures to protect your data, no system is 100% secure. We cannot guarantee absolute security of your information. See our Privacy Policy for details.

11. Service Availability

We strive for high availability but do not guarantee uninterrupted service. We may suspend or terminate service at any time for maintenance, updates, or other reasons.

12. Changes to This Disclaimer

We may update this disclaimer at any time. Continued use of the service after changes constitutes acceptance of the updated disclaimer.